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Professional Loans

Professional Loans

Who can get professional Loans?
  • Salaried CA/Doctor/Architect etc.
  • Self Employed CA/Doctor/Architect etc.
Features & Benefits
  • No collateral/ guarantor / security required
  • Speedy approvals
  • Funds available for business expansion, working capital, child’s education or home renovation
Eligibility:
  • Minimum Experience: 4 years Post Qualification experience for Doctors/ Chartered Accountants & 5 years Post Qualification experience for Company Secretary / Architect.
  • Minimum Annual Income (ITR): Varies with every Bank & NBFCs
  • Age of Applicant: Min 25 years & Max. 65 years at the time of loan maturity.
Documentation :
  • Qualification proof of the highest professional degree.
  • PAN Card – For Company /Firm/ individual.
  • Proof of your identity: Copy of Aadhaar Card/Passport/Voters ID card/driving license/Pan Card.
  • Proof of your address: Copy of Aadhaar Card/Passport/Voters ID Card/Driving License .
  • Bank Statement (latest 6 months)
  • Latest ITR along with computation of income, Balance sheet and Profit & Loss a/c for the last 2 years. Financial should be CA Certified/Audited.
  • Proof of continuation (ITR/Trade license /Establishment /Sales Tax certificate).
  • Other Mandatory Documents (Sole Prop. Declaration Or Certified Copy of Partnership Deed, Certified true copy of Memorandum & Articles of Association (certified by Director) & Board resolution (Original)
  • Loan at the sole discretion of Bank.
  • Professional Loan is also available on the basis of repayment of home loans, auto loans and credit cards.
  • Loan Amount up to Rs. 15 Lakhs (Up to Rs. 30 Lakhs in selected locations).
  • Flexible repayment options ranging from 12 – 60 Months
Apply Now
Phone: 92523-92523
Fax:


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